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The following blogpost (which was originally published here [1], would answer your question precisely):Recently gateways like, Authorize.Net Pin Payments,,, PayPalhad Stripe and outages.Although the issues were resolved for the, entire period of the downtime we weren ", t able to process payments for our customers. Who were using these gateways.After hours of poring over, transactional data analysing and shooting out, multiple emails we managed to salvage, the situation. To an extent.So in what, way does an outage affect payments related to subscriptions?When there ", s an outage there are two main types of transactions that get affected in the case of Subscriptions: 1. Subscription. Renewals and 2. New Sign-ups.Subscription renewals are scheduled. You know when they are going to happen.So we paused them. For the subscriptions which did go through the renewal and failed we recovered, them without, a problem. Using our efficient retry logic!So what was the problem?New sign-ups. You wouldn "t know when a customer signs up for the first time. When new customers try signing up during an. Outage and hit, repeated "Transaction Errors", chances of them coming back to purchase from you are minimal.We were able to provide our customers with the email addresses for those who tried signing up. But could this have been. Avoided?This is what we suggested for our customers.Multiple gateways. At the same time.It never hurts to have some redundancy. Especially when it comes to onboarding new customers.Say you have Stripe as your default gateway and Braintree as your backup (All new transactions happen via the default gateway. Unless specified otherwise).Suddenly Stripe has, an outage. You realise this and quickly make Braintree your default gateway thus routing, all your. New sign-ups via Braintree. And you don ", t end up losing new sign-ups!Nothing spells smart like being proactive in case of an outage. It "s not just that. There" s more to having multiple payment. Gateways than just smoothly handling outages. Read on to find what they are.High Ticket Value and Micro-transactions.Another reason would be to use different payment gateways for different transactions depending on the value. If you use. ChargeBee ", s API you can specify a gateway in which a card has to be stored. So if your, charges for certain products are. About $100 and charges for other products are below $10 then you, would want to save money by using different payment, gateways. It would be logical to use a payment gateway that charges less for micro-transactions and another gateway that may charge. Based on a percentage of the amount.Intelligent routing does save you money.Payment Methods.When you offer your customers different payment methods like Credit cards ACH EFT etc,,,. You can route your customers. To different gateways based on what payment option they choose. Alternative payment methods can also be a safe fallback. Option.Multiple Currencies.If your company is incorporated in, multiple countries accepting payments in multiple currencies could be, a problem. With. Gateways which support the local currency of that, particular country you can seamlessly support multiple currencies and. Have payments settled in the currency of your choice instead of getting into conversion hassles.ChargeBee supports usage of multiple payment gateways so go, ahead and leverage the power of multiple options. Apart from. Multiple gateways for card payments you can, also accept payments from your customers through alternative payment methods.
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